The Holiness Of God The Fundamental Attribute Religion Essay

The Holiness Of God The Fundamental Attribute Religion Essay The attempt to quantify God so that humanity can grasp the vastness of His nature is indeed a formidable undertaking. Oftentimes, theologians speak of the attributes of God as those qualities of Gods nature that He has chosen to reveal of Himself to humanity, either through natural revelation, or through specific revelation. When we speak of the attributes of God, we are referring to those qualities of God which constitute what he is. They are the very characteristics of his nature.  [1]  Typically, Gods attributes are grouped into two classifications. In an effort to explain God according to Scripture, theologians have distinguished between his unshared attributes that belong to him alone, and Gods shared attributes, which he bestows upon us to a lesser degree than he possesses them.  [2]  First are those attributes of God which are true of Him alone. This set of attributes is known as the incommunicable attributes, which refers simply to those characteristics of God that ca nnot be shared by anyone other than God; by virtue of His divine nature, He alone exemplifies these qualities. The second set is known as Gods communicable attributes. These characteristics are those that God shares in some capacity with His creation; specifically with humanity as a part of His creation. Gods holiness falls into both classifications; first as an incommunicable attribute, holiness is elemental to Gods nature, and second, as a communicable attribute, holiness is fundamental to a right understanding of, and interaction with, God as Creator on the part of the created. This work will demonstrate the importance of holiness in both manners of qualification, in such a way as to highlight its fundamental characteristics to the nature of God, and to the nature of His interaction with His creation, as well as the reciprocal relationship between the creature and Creator. Erickson says of the attributes of God, There are two basic aspects to Gods holiness. The first is his uniqueness. He is totally separate from all of creation. . . . The other aspect of Gods holiness is his absolute purity or goodness. This means that he is untouched and unstained by the evil in the world. He does not in any sense participate in it.  [3]  Regarding holiness in particular, as a divine attribute Erickson also says, The attributes are permanent and intrinsic qualities, which cannot be gained or lost. Thus, holiness is not in this sense an attribute (a permanent, inseparable characteristic) of Adam, but it is of God. Gods attributes are essential and inherent dimensions of his very nature.  [4]  This distinction between Adam on the one hand, and God on the other, in relation to holiness is shared by other communicable attributes, but perhaps no greater gulf exists between mans ability to share in Gods attributes anywhere than at this point. For example, mankind m ay demonstrate some limited measure of love, or mercy on his own, since unbelieving men may display these characteristics under the right circumstances; albeit in pitiful fashion. However, under no circumstance imaginable is mankind capable of demonstrating even the most miniscule amount of holiness, aside from God imparting it to him as a shared attribute. With respect to any of the attributes of God, it must be stated that we know all that we know of God by virtue of His acts of revelation; those things that He has chosen to tell us of Himself. We learn much of what we know about God, from the multiplicity of references within Scripture concerning His name, and how He reveals it, as well as how He expects it to be revered. We may see that the Lords very name is holy, not just the places and things associated with him. Bless the LORD, O my soul; and all that is within me, bless His holy name. (Ps 103:1).  [5]  Gods revelation to Moses at Mt. Sinai is indicative of Gods desire to make Himself known. He says, I AM WHO I AM (Ex. 3:14). This revelation of his name is also a revelation of his nature.  [6]  Along this same thought line, Edmond Jacob points out that the name is synonymous with Yahweh. So the name always expresses the essential nature of a being, manifests the totality of the divine presence. Since name, in fact, does refer to the essence of Gods being, then holiness seems to be most characteristic of his nature. In Jacobs words, the relation between holiness and the name reveals the identity of holiness with deity. Given the fact that glory is one of the manifestations of holiness (Is. 6:3), it may be that even the references to his glorious name are really only an alternate rendering of the holy name.  [7]   Scripture itself attests to the high emphasis placed by God upon His name. In the Old Testament alone, there are five references to a glorious name and four references to a great name of God, but all the others (23) refer to Gods holy name.  [8]  Since his name is so immediately bound up with his nature, the connection of holiness with the name is very significant. It seems to indicate that the holiness is the most important thing Israel needed to know about this One who was revealing himself to them.  [9]  Indeed, Gods holiness is of supreme importance in His revelation to Israel because it distinguishes Him uncompromisingly from the pagan gods surrounding Israel at that time. It is important also to remember that part of Gods holiness is his separation and transcendence. God was establishing Himself with the children of Israel as different and superior to the pagan gods simultaneously through the understanding of His holiness. Gods holiness also serves to encourage His peop le to take up His ways, and to be like He is. The command to be holy as God is holy (1 Pet. 1:16), is more than just an admonition to try to be good people. It is a command for His people to be set apart from impurity as God is set apart from it. Moving in thought, from Gods revelation regarding His name, there are several key factors worthy of consideration with respect to holiness as it is fundamental to Gods nature. In the prophet Isaiahs vision (Isa. 6:3), it is interesting to note that while Isaiah sees God as the sovereign King, his description of his essential being is not in terms of sovereignty, or even righteousness, mercy or love. Rather it is the holiness of God that stands at the very heart of his nature.  [10]  Holiness it seems, as a part of Gods being, is the driving force behind the perfection of all the other attributes of God. In fact, Gustaf Aulen, in his Faith of the Christian Church, expresses his conviction that holiness is the foundation on which the whole conception of God rests.  [11]  It is seen as the basic or fundamental attribute because there is no standard for God; He Himself is the standard of holiness. God is under no law of holiness; He Himself is the law of holiness.  [12]  Gods nature is supremely perfect; a perfection driven by His holiness, as to be without comparison. God absolutely could not be God if it were not for this supreme perfection, which is His alone. Anything less than absolute perfection, and undeniable holiness in Him would denote some fundamental flaw, which, even on the smallest scale, would preclude His being God. The underlying thought of holiness is being separate from all thats impure. This is the divine perfection by which God is absolutely distinct from all creatures and exalted above them in infinite majesty. God is distinct from His creation in that He is set apart from creation by virtue of His purity. Holiness is fundamental because in a sense all of Gods other attributes rest on this one attribute of perfection. Gods level of perfection in all His attributes must have their basis in the level of perfection that stems from His holiness. From this point, we see that His holiness is fundamental to all of his attributes. Equally as important, humanitys right understanding of God is predicated upon the absolute perfection of His holy nature. Gods holiness His very essence, as communicated to His creatures, is a derivative of absolute perfection. There is an emphasis given to this attribute above all the other attributes. There are certain attributes we prefer, because of personal benefit derived from them. We esteem Gods love, mercy, and grace before His justice, wrath, and anger. But in the Bible, the holiness of God has preeminence over all the others.  [13]  It is from this standpoint that we describe the holiness of God as being transcendent or above all the other attributes. This transcendence establishes holiness as a foundational attribute. Coppedge depicts how holiness, as a transcendent and foundational attribute, relates to other traditional characteristics below: 14It is the transcendence of Gods holiness that establishes it as the foundational attribute of God. Many see holiness as the foremost attribute of all because holiness pervades all the other attributes of God and is consistent wil all He is and does.  [15]   Having established the primacy of holiness as an attribute of God, attention may now be turned to the implications of this basic attribute as it is inherent in God; before it may be imparted to man. First, in thinking about holiness as an incommunicable attribute, there are several concepts that one must grasp to rightly understand who God is, and how the nature of His being affects His creation. Theologians may say that Gods holiness is incommunicable because there is a level of perfection in His holiness that may not rightly be ascribed to any part of the creation. Exodus 5:11 says with wonder, Who is like You, O LORD, among the gods? Who is like You, glorious in holiness, Fearful in praises, doing wonders? Gods holiness has a gloriously incomparable aspect to it, which is its incommunicable component. Gods holiness also has an eternal aspect to it. John said, in commenting on the activities surrounding Gods throne . . . each of the four living creatures . . . never stop saying, Ho ly, holy, holy is the Lord God Almighty, who was, and is, and is to come  [16]  (Rev. 4:8). Holiness resides in God to the extent that it cannot be imparted to humanity in the same way. Isaiah also records the cry of the seraphim, as they say Holy, holy, holy is the LORD of hosts; the whole earth is full of His glory! (Is. 6:3). In Isaiahs mind, the earth is full of Gods glory as an implied result of His holiness. There can be only one Being who is absolutely perfect holy Further, if perfection is thought of as moral perfection, then absolute perfection implies holiness as well. God is absolutely perfect, and what is absolutely perfect is set apart from all else. Therefore God is holy; He is perfect in and of Himself  [17]  J.L. Dagg says, God is immaculately holy. Goodness, truth and justice, are moral attributes of God. Holiness is not an attribute distinct from these; but a name which includes them all It implies the perfection of the assemblage; the absence of everythi ng in it contrary to either of the properties included.  [18]  This immaculate holiness is an element of Gods transcendence in that His holiness, a holiness of absolute, undeniable perfection, sets Him apart from all else; God alone possesses holiness to this degree. While man may aspire to some level of holiness, holiness as depicted in Scripture belongs to God alone. Holiness of this degree is fundamental; since only God possesses holiness to this level, it emanates from Him to His creatures through revelation and experience. It does so because God wills it to be this way. Because His holiness emanates from Him to humanity, mankind is drawn to God in a way that would be impossible without such emanation. Isaiah demonstrated this experience when in Gods presence he exclaimed, Woe is me, for I am undone! Because I am a man of unclean lips, and I dwell in the midst of a people of unclean lips; for my eyes have seen the King, The LORD of hosts. (Isa. 6:5). It is this perfection th at allows humanity to revel in, and marvel at, Gods holiness. That He is perfectly holy is an assurance to His creation of the perfection of His other attributes. Gods holiness is the divine perfection by which God is absolutely distinct from all creatures and exalted above them in infinite majesty.  [19]  A similar thought concerning Gods holiness as an incommunicable characteristic of His nature is one that some have called His majesty-holiness . . . this aspect of Gods holiness is the one less thought of, and it actually bears greater affinity to infinity, Aseity, and unitynon-moral divine attributes.  [20]  God has majesty as the King of kings, and Lord of lords because of His holiness. When the Creators holiness has been physically manifested to His creation, it has a brilliant effect. In Isaiahs vision from chapter six, he notes that the seraphim had to cover their faces to remain in Gods presence, (Isa. 6:2ff.) Isaiahs account of the seraphim brings to mind other encounters with Gods glory that have similar effects on the beholder, such as; Moses reaction to Gods presence at the burning bush (Ex. 3:1-6), the Israelites reaction to Moses as he descends the mountain after having been in Gods presence (Ex. 34:29-35), and the disciples reaction at the Mount of Transfiguration (Matt. 17:1-8). Many times, Gods holiness is likened to a consuming fire! In each example, the glory of God was such that it caused the beholder to fall before God in worship. This brilliant glory, which is the visible manifestation of Gods holiness, is so powerful that it elicits profound responses from His creation in every case. Through the incarnation, God has not only invited mankind to participate in His holiness, He has demonstrated that it can be done, and how it should be done. By his sacrificial death on the Cross, Jesus Christ enables us, by the power of the Holy Spirit, to share in the holiness that he embodies and accomplishes for us. Jesus said, Blessed are the pure in heart, for they shall see God (Matt. 5:8), indicating that the heart condition is a key component to mankinds ability to commune with the Father. It is precisely this purity of heart, which is the result of mimicking Gods purity that is pleasing to God. All too often, the idea of attaining holiness is discounted, or neglected altogether, as if it is unattainable. The enemy desires that we have this defeatist attitude. However, Mark Driscoll states with regard to communicable holiness that we mirror God when we hate sin and love holiness by repenting of our sin and fighting against sin in the world.  [21]  Certainly, it would be inaccurate to suggest that perfect holiness is within the grasp of humanity; however, since God has commanded mankind to be holy (1 Pet. 1:16), one must assume that it is attainable through repentance, at least in some acceptable degree, within the confines of this life. Humans have the ability to exhibit limited holiness, yet it is not an attribute which is innate or one which emanates from their being. In fact, a number of accounts throughout Scripture indicate that when man encounters Gods holiness it has had a profound impact. Holiness is also seen as communicable, in that God does share His holiness with humanity in some senses. The idea that God shares His attributes with humanity in any sense is an indication of His desire to have an interactive relationship with His creation; mankind in particular. It is a reflection of His character that He desires such an interaction; in no sense does God need this interaction, but Scripture is clear that He desires it and goes to great lengths to make it possible. As a result of Gods activity in making His being known, and providing a means of interaction, it is right that He alone is the object of mans worship. While Gods holiness is essential, mans holiness is derived from His nature. In some ways, we are like God. At our best, we have qualities or attributes that dimly reflect Gods.  [22]  It is this dim reflection that characterizes mankinds existence for now. One is reminded of Pauls discourse in the great love chapter of Corinthians, wherein he says For no w we see in a mirror, dimly, but then face to face. Now I know in part, but then I shall know just as I also am known (1 Cor. 13:12-13). It is this anticipation of seeing and knowing that encourages Paul as well as the believer today. One day, we will see as we are seen, and know as we are known; that will indeed be a glorious day. On that day, man may look upon the glorious holiness of God, and not turn away in fear, or hide his face from Gods glorious radiance. However, even in this life, some measure of holiness is surely attainable for mankind, since God commands His creatures to Be holy, for I am holy (Lev. 11:44, 45; 19:2; 20:7; 1 Pet. 1:16). Holiness in man is a symbol of the holiness of God, but is also a humble aspiration to be more like God. Holiness in man is seen in a relational aspect. Gods purpose for sharing His attributes with humanity is certainly to foster obedience, but also to transform humanity into His image, as depicted in 2 Cor. 3:18. Here, God speaks through the Apostle Paul to His church, and says But we all, with unveiled face, beholding as in a mirror the glory of the Lord, are being transformed into the same image (emphasis added) from glory to glory, just as by the Spirit of the Lord. One remembers Isaiahs encounter, when in the presence of the Lord both he and the seraphim were overwhelmed (Is 6:2-6), and marvels at this New Testament approach to Gods presence, given by God for the edification of His saints. The noticeable contrast between the Old Testament and New Testament depictions of the workings of Gods holiness are indeed a source of blessing for those believers on this side of the cross of Christ. While this holiness is certainly limited, it remains true that God has now commanded the attempt to become in nature as He is, limited though the success of that effort will be. This holiness in man is reflected holiness. How it is that man may exhibit such an attribute of God? Creation reflects the attributes of the Creator. Quite simply, holiness in man is impossible apart from God; however, holiness in man is a reality because Gods holiness overflows into the lives of His children. Gods holiness comes from that eternal fount, just as does His love, mercy, and truth, but it comes in a unique way. Gods holiness comes through the transformation of a sanctified life; a life that is being reconfigured to be what it is not naturally, but only what it can be under the direct influence of comi ng into the presence of God. It is an alien concept, except that it is most obviously Gods plan for mankind. That such holiness comes from God alone is seen from Scripture. Moses removes any doubt, when he records Gods words in Lev. 21:8, I the LORD, who sanctify you, am holy. This clearly indicates the holiness of God, but also indicates that the process of becoming holy (sanctification) is Gods work. Further indications from Scripture are seen in Geislers observations: God chose a holy people (Israel) (Deut. 7:6; 14:2, 21; 26:19; 28:9; Col. 1:2; 1 Peter 2:9). He also picked special holy men (2 Kings 4:9). He elected a holy church (1 Cor. 1:2). He set aside a holy land (Zech. 2:12). God chose a holy city on earth (Jerusalem) (Neh. 11:1; Isa. 52:1) Gods holy city sits on a holy mountain (Ps. 15:1; 48:1; Dan. 9:20). He also has a Holy city in heaven (Rev. 21:2, 10). God ordained holy priests (in Leviticus). God even designated a holy dumpsite (Jer. 31:40), that is, a special place set apart to dispose of things. God demands a holy tithe of His people (Lev. 27:30). God had holy food (Lev. 21: 22). He expects us to live a holy life (Rom. 12:1; 1 Thess. 4:7).  [23]   Clearly, Scripture is replete with these and numerous other references to Gods holiness, and its connection to mankind. Gods holiness is always demonstrated scripturally with the express purposes of revealing more of God to mankind, and of drawing mankind closer to God. Interestingly, God is seen in His holiness as a Law-giver. A holy God gave a law that was just and holy and good.  [24]  Holiness is an essential quality of God, both in a metaphysical sense, and in a moral, or ethical sense. This realization brings to bear another aspect of Gods holiness as it is imparted to man. There is a moral or ethical component of Gods holiness that bears upon man as he strives to come into the image of God. It is this conjunction of morality with holiness that defines the ethical component of Gods nature. He is God because He is ethically (morally) superior to all else, and this is made known through His holiness. In fact, The holiness of God in Scripture is never depicted apart from its moral and rational dimensions. A holy God is always moral, and he communicates in rational language.  [25]  Coppedge notes that there are six key elements  [26]  that comprise Gods moral holiness; (1) righteousness and its corresponding standard of (2) moral purit y. The (3) truth of God is reflected in both his speech and his faithfulness in personal relationships. The (4) grace of God involves both his favor and his self-giving, and stands in close relationship to both the (5) love and the (6) goodness of God, which round out his moral image.  [27]  This moral component of Gods holiness is fundamental to the nature of God as He has made Himself known, but it goes far beyond just Gods self revelation. His holiness is also fundamental to mankinds right understanding of truth. There is no truth that man may know apart from Gods truth, which is absolutely based upon His holiness and purity. This fact comprises the moral compass of man. In fact, Erikson says, Gods perfection is the standard for our moral character and the motivation for religious practice. The whole moral code follows from his holiness.  [28]  Ericksons idea is that apart from Gods purity (holiness), it is impossible to worship Him rightly, as well as impossible to live rightly before Him. Without the ethical component of Gods holiness, humanity would be lost in a sea of relativity. Such is the danger of most of the heretical movements of religious history. We are living in a day of mental and moral and spiritual indolence, and therefore a time of superficial thinking in things relating to God and eternal matters.  [29]  These modern day religious movements amount to little more than mankinds attempt to subrogate Gods position as the ultimate authority over all creation. Almost without fail, every such attempt at heart is nothing more than a rejection of Gods holiness. The result is an attempt to replace Gods truth, which is absolute, with mans truth which is incomplete. Any such attempt can but fail because it is conceived in sin. Holiness points to Gods majestic purityà ¢Ã¢â€š ¬Ã‚ ¦ because God is morally pure, He cannot condone evil or have any relationship to it.  [30]  Apart from the ethical component of Gods holiness, mankind can do little more than sear ch in vain for truth. 14Having established holiness as a fundamental attribute of God; a driving force behind His being as we know it, the question remains as to why this is important. There are two relational aspects of Gods holiness that must be understood. First, one must realize how Gods holiness affects His relationship with man as His creation, and conversely how mankind is to rightly respond to God because of His holiness. Only then may one understand how Gods holiness impacts a right relationship between man and men. These are sometimes referred to as vertical (God to man, and man to God), and horizontal (man to man) relationships. In each case, the success of this effort depends upon the holiness of God as it is imparted unto the believer. Humanity cannot please God apart from reflecting His holiness back to Him, and this is done through the proper relationships of love for God and for fellowman. Relationally speaking, there are considerations of Gods holiness, as a communicated attribute, that have implications for mankind as well. There is a display of Divine holiness in redemption. His holy nature will not allow Him to look upon sin with the least degree of allowance. Salvation is not at the expense of His holiness. The Redeemer must bear the wrath due the sinner, for wrath is the exercise of His holiness. Gods hatred of sin was as much manifested in redemption as it will be in judgment.  [31]  Understanding that Gods holiness is directed towards humanity for the purpose of glorifying Him through a right relationship is imperative for the development of the child of God. It is also foundational to the proper perspective of the creature, as he relates to the Creator, that man recognizes that the goal of the process of sanctification is the ultimate glorification to be found in the presence of God because of the work of Christ. Ryle states that, A man may go great length s, and yet never reach true holiness.  [32]  It is this work of God in mans life that makes him right before God, resulting in a desire to please God through the obedient life. Augustine said, When we praise God directly, we do it as we celebrate His Holiness.  [33]  In keeping with this thought, Martin Luther said, We should not be holy in order to earn or prevent something. For people who do this are hirelings, servants, and day laborers. They are not willing children and heirs who are holy for the sake of holiness that is, for the sake of God alone; for God Himself is Righteousness, Truth, Goodness, Wisdom, and Holiness.  [34]   16 Finally, because God is supremely holy, He is deserving of mankinds total adoration, love, respect, and worship. To know God aright, one must recognize above all else that He is different because of His holiness. It is this difference that at once sets Him apart, and at the same, time draws us to Him. This difference is predicated upon His absolute holiness. Gods holiness establishes His uniqueness, and not just His magnificence or grandeur. God demonstrates the vastness of the differences between His holiness and mans. Mankind is instructed to long for Gods holiness in such a way as to cause obedience and surrender in his life, yet to recognize the incomparability of Gods fire of a fierce divine love that will not rest content until God has redeemed all in a renewed heaven and a renewed earth that has become Gods dwelling place (Rev. 21-22). When our salvation is consummated we will be restored to the holiness of God. We will not have His power, nor His wisdom, but we will have H is holiness.  [35]   In conclusion, one must deduce that Gods holiness is perhaps His greatest gift to mankind, other than salvation. All His other gifts are predicated upon His holiness. Gods Holiness is foundational and all other actions emanate from His holiness. His righteousness, justice, love, grace, mercy and truth are what they are because He is holy. God is transcendent because of His holiness, yet even the desire to have a relationship with humanity is predicated upon Gods holiness. Like Isaiah, when confronted with the presence (His holiness) of Almighty God, all any man may say is Woe is me, for I am undone! Because I am a man of unclean lips, and I dwell in the midst of a people of unclean lips; For my eyes have seen the King, the LORD of hosts (Isa. 6:5). It is because of his holiness, that God is a consuming fire.  [36]  There is no right reaction apart from falling on ones face in utter humility and worship when confronted with this divine presence. However, because of the work of Chr ist for salvation, and the work of the Holy Spirit for glorification through sanctification, man may respond with great relief to Gods presence; because through these works, God has imparted a measure of His holiness to humanity, until the day comes when we stand

How Does Advertising Affect Food Choices Essay

When asked how people make food choices, many people say taste is the number one factor. Flavor, aroma, appearance and texture all work together to impact what you choose for your daily meals and snacks. However, decisions about food go beyond taste and smell, reflecting a complex web of social, environmental and economic influences adults and children may not even be aware of. We develop food preferences based on our family, region / country where we live, cost of food, and mainly how food is marketed / advertised to us. These days children on average are spending 53 hours a week in front of a screen and hence this has a definite impact on kids health and wellness. Exposure to food advertising is one of the powerful forces driving the relationship between screen time and obesity. More specifically, exposure to advertising may be altering children’s food intake. Children and adolescents are inundated with advertisements which promote unhealthy foods and beverages. It is estimated that US food and beverage companies spend roughly $2 billion each year to market their products to kids. The largest proportion of advertising expenditures – roughly 40% of all money spent on food and beverage advertising – came from fast food restaurants, followed by carbonated beverages (22%). By comparison, advertising of fruits and vegetables accounts for just 0.4% of all advertising dollars. Just 0.4% for advertisement of healthy food. TV advertising remains the primary channel through which companies reach children and adolescents. Advertising can have a powerful, subconscious affect on food choices for both adults and children. For example, according to research, TV commercials for snack foods increase consumption of these foods before and after airing. Early research has demonstrated that children exposed to food advertising consumed more total food energy compared to exposure to non-food advertisements. Elementary-school aged children consumed 45% more snack foods after watching a short cartoon which contained a food advertisement compared to children who watched the same cartoon with advertisements for other, non-food, products.

Movie Analysis The Devil Wears Prada - 1223 Words

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Excessive Trading Volume And The Overconfidence Customers Finance Essay - Free Essay Example

Sample details Pages: 3 Words: 1005 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? The main question in this paper is that the excessive trading volume is caused by the overconfidence customers. The author makes hypotheses and carries out some tests in this essay to support the main question. This paper provides the accurate data and examples, moreover, some classical theories and formula also be mentioned. For testing the hypotheses, author has to focus on the overconfidence customers, and analyze them. Including why customers become overconfidence? How they usually do in the investment market? How they influence on the trading volume in the world? There are five main parts in this essay, including the data, Empirical study, returns pattern before and after transactions, discussion and conclusion. It has the good link during these sections. Before the part of the data which is the literature review of this essay shows the economic background in the world and analyze the overconfidence customers. Nowadays there is more trading volume on the worlds market, but it is difficult to know what trading volume in market should be, because there is a lack of the economic models. At the same time, It is also difficult to know whether the trading volume is too high. In this situation, a particular group of investors is mentioned which is overconfidence customers, psychologists show that people usually overconfident about their abilities and knowledge. From the security selection, the overconfidence can be shown clearly, if the traders who have been successful in the past are easy to be overconfidence. Don’t waste time! Our writers will create an original "Excessive Trading Volume And The Overconfidence Customers Finance Essay" essay for you Create order Moreover, the trading of discount brokerage customers can be used to test the overconfidence theory, because this essay shows that the overconfidence customers will meet more risk with the trading of discount brokerage in the investment market (Edward, 2008. Dictionary, 2009), when an investor more overconfidence, he will more trade and his expected utility will be lower. Furthermore the overconfidence customers always overestimate the profit, and misunderstand the information of the security, so the result of the investor is zero profit or net losses. A test in this paper is whether the trading profit overconfidence customer is enough to offset the trading cost. If can not offset the trading cost, it means the overconfidence customers usually loss money in the investment market. The data in this essay were from the nationwide discount brokerage house, and there were ten thousand customers accounts randomly selected from all available accounts in 1987. And then records the transactions information, through analysis, gets the information about how many accounts loss or wins the profit, and women and men who trade more actively. The purpose for investors is that increase the profit, In the aspect of methodology, this paper focus group of overconfidence customers, because this group of customers always misunderstands the information and overestimate the profit, so they usually can not cover the trading cost when the transaction finished. All these information was mentioned in the literature review, in this part, the deeper research will be carried out. In this situation, the formula was mentioned, in order to know how much money this group of customers loss or earn (CRSP: daily return for security). Then it is necessary to carry out a test in this paper, and try to solve the question if customers purchase the securities with the similar size randomly, how likely is it that? So firstly it is necessary to know the average return to purchase securities, next compares it to the return of overconfidence customers. After these, basis to some formulas, the accurate data will be a powerful evidence to support how overconfidence customers influence on the investment market. The table 1 shows all trading of the securities in the database. It also indicates when investors sell the security, they will lose some profit, because investors pay the transactions costs and maybe they buy underperform securities which they sell. Moreover, the table 1 also shows that investors should keep the sales and purchase of security in the same and smaller size, because high size means high risk, so this is also a method to reduce the risk in the investment market (Huang, 2009). Next, the calendar- time portfolios in this paper was used to analyze the returns on calendar- time portfolios of securities purchased and sold in this data set. There are three steps should be done in this part. Firstly, according to the foregone data (Table 2), it can get the data about the net profit of the portfolios in average month. Secondly, use the capital asset pricing model and estimate how much profit can get, thirdly, an intercept test using the three- factor model for estimating the following monthly time-series regression. Then, the security selection vs. marketing timing was introduced by the paper, it shows that investors should not do the poor choice which means spend more money to buy, but return on less money when sell them. In this situation, some model and formula can help investors to judge the choice, good or poor. And also can help investors to know the CRSP. Moreover, the author wants to test whether investors purchase and sell security from the market. During this part, the author critical evaluate the overconfidence customers and provide some suggestions to them. At last, according to all the result of the testing in this paper, it is enough to prove the main question, from the result of the testing, people can know the overconfidence customers always misunderstand the security information, they usually have the poor choice of the security, they like to do the short line business, but they do not know how to avoid the risk, how much they investment is the best. So the overconfidence customers usually loss money on the investment market, and they usually trade too much in the market. In this case, author solves the main question successfully. But the author does not give some suggestions about the future research of this subject, and all data come from the nationwide discount brokerage house, so there is a lack of some data which is investigated by him.